Manage Health Care/Promote Wellness

Manage health care becomes a contradiction in terms when we do not create preventative measures. This is true is so many areas of American culture. Look how me manage our environmental resources? We invested little in preventing pollution however, latter waste billions attempting to clean things up. America will prosper when we fully invest in wellness.

Certainly we do not manage our health care system. Health care premiums have shot up more than 90 percent from 2000-2007. Government involvement is important to regulate need from greed. In the last decade, profits from the largest 10 health care insurers has increased 428 percent.

Besides preventing the escalting costs and increasing competition to make such insurance affordable we must create incentives to conserve. Critical to the health care reform is providing choice. Choice is a key issue for Americans not whether it is private or public insurance. For example, in the early 90's our indemnity insurance vanished. We lost this choice. At the same time take overs, mergers and insuranace consolidations have taken many of our choices away - less competition, less options, higher insurance premium costs

Like many things today in our country we the taxpayers must pay for market failure when either capitalism fails or the government fails to best serve the public. Our Congress now has to walk the razors edge. Yes we must reform health care however do so without substantially change it. Each one us has to become more responsible and be rewarded for our efforts. Prevention will not happen until we stimulate ways that cure.

One idea is to give me greater incentives for maintaing my wellness. While today I get some reduce rates on my insurance these benefits are modest. If I do not drink, smoke and keep my weight down then lessen my premium.

One perfect example is medical cost of treating obsesity-related diseases may soar as high as $147 billion in 2008, according the Center for Disease Control. In 1998 these same cost were estimatd at $74 billion. Obesity rose 37% between 1998 and 2006
and medical cost rose about 9.1%. Obese people spend 42% more than people of normal weight, a difference of $1429. The Wall Street Journal on July 28th documents in the "Cost of Treating Obesity Soars," D3 by Betsy Mckay, that the average American is 23 pounds overweight.

Health care reform will not happen unless there are carrots and sticks. If we do not get people to eat right, exercise then our health cost will continue to bankrupt us. Government and private sector programs must connect the dots and promote wellness if we are serious about caring for our future.

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